Estate Planning includes both planning for death and disability. Planning for death involves creating a plan using either a will or a living trust to ensure that any assets that you own at your death go to your loved ones easily with minimal taxes and expense.

 

While planning for death benefits your loved ones after you are gone, planning for disability is planning for you.  

 

By having a carefully drafted Power of Attorney and Health Care Proxy in place, you can choose an individual that can properly handle your financial affairs and choose the proper medical care should you become incapacitated.